I recently have observed a series of commercials by a national car insurance company that portrays policy holders who are disguntled to learn that their rates go up when they file a claim.
It mainly struck me (apart from the granted entitlement mentality of the "owners" of the policies) that the characters who were supposed to represent your typical policy holder were totally ignorant of how insurance policies work. As the one character states (and I paraphrase here: what good is having insurance if you can't use it) the idea of insurance to her was that she paid a modest amount every month so that she could get a "Payout" if she had an accident and that the business that provided that service was only in it to make sure she was made whole without regard to their own profit margin. she was totally unaware that the probability that she may have another accident had entered into the factoring that set her new rate. she was being "punished" for using her product.
do we not instruct our children as to how the world really works anymore. Have we turned the total education of our children over to the hands of liberals who want to totally evade the realities of life in favor of the utopian would-be make-believe world they so hopelessly believe in?
We cannot survive when even the basic understanding of how the real, hard, unfair, world works is hidden from our children for fear that they may have an adverse reaction to the possibility of unending utopia.
I almost yearn for a disruption of our society akin to the great depression, just to cleanse the system and separate the wheat from the chaff.
