I guess I am really fortunate to have been part of the last generation of kids to grow up without ridiculous safety rules on everything. I rode bikes without helmets and pads, jumped off the high dive at the pool (which has since been removed), climbed trees, started fires (I got in trouble for that), swung from homemade zip lines, played in a tree house, etc.
Seems that things really started going Full Retard in the 90s and has gotten progressively (there's that word again) worse with each year.